Remortgage Experts
We’ll find you the most suitable mortgage for your Property
Save money by remortgaging your property before your fixed period ends. As experienced remortgage advisors and property experts, we will find you the most suitable deal from the whole of market of lenders and help you make the switch.

- No Up-Front Broker Fees
- Impartial Advice
- Access To A Panel Of over 90 Lenders
- We make sure you qualify for any deal before you apply
- Straight talking, no jargon service
- Covering all of the UK
YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding but estimate this to be £1000 (£250 on application and a further £750 at offer).
Completing our form does not affect your credit rating
Complete our quick online form for a FREE quote or call us on 01256 327019
Completing our form does not affect your credit rating
For a FREE REMORTGAGE QUOTE please complete our quick online form or call 01256 327019.
Who We Work With
We have the privilege to access an exhaustive panel of lenders including high street and expert lenders. Our strong business relationships equip us to cater for all types of client requirements. Whilst servicing Fist Time Buyers, Home Mover’s and Remortgage clients we also cater for Government schemes like shared ownership, and expert mortgages like adverse credit and Limited Company Buy to let’s.
What is a Remortgage?
A remortgage is simply switching lender or finding a better deal with your existing lender which could significantly cut your monthly outgoings. There’s no limit to the number of times that you can remortgage your property. This means that you should always keep an eye out for better deals that could benefit you financially. The job of a reputable mortgage broker and property expert such as HLSA Financial Services is to offer the right advice and guidance quickly and precisely to find you the exact remortgage which is most suitable for your individual situation.
Based in Basingstoke, we offer advice and support to clients across Fleet, Reading, Hook and the surrounding areas. We offer the flexibility to contact us either online, via telephone or in person.
Do you want to save money with a remortgage?
There are many reasons why you may want to consider a remortgage including:
- Fixed rate deal ending or already ended.
- The opportunity to get a better mortgage interest rate and reduce monthly payments.
- Increase in value of property.
- Shorten the length of the mortgage.
- Changing interest rates.
- Borrow more money for home improvements or debt consolidation etc.
- Free up some cash.
Our Customer Reviews Speak For Themselves
EXCELLENT Based on 46 reviews ishtiaq ahmad2025-02-09Trustindex verifies that the original source of the review is Google. HLSA is simply the best. Zakia is very honest and very professional. She helped me a lot working day and night and I got my mortgage approved , she also helped me getting the best deal. Tracy Dawe2024-08-28Trustindex verifies that the original source of the review is Google. Zakia has been amazing at sorting out mortgages on two occasions for us, she has worked hard to find us the best deals and has kept us up to date with any changes in rates as soon as they’ve become available. She’s taken the hard work and a lot of stress away from us, we have full confidence. I would definitely recommend HLSA!! Mohamamd Chaudhry2024-03-21Trustindex verifies that the original source of the review is Google. In my opinion Zaki is best in her work, she is Most helpful and very professional and dedicated to her work to ensure 100% clint satisfaction. Steven Reynolds2024-03-19Trustindex verifies that the original source of the review is Google. I’ve had the pleasure of working with Zakia for the second time after my initial house purchase fell through well over a year ago. I gave Zakia a quick introduction into what I was purchasing and she was able to quickly identify the best mortgage product for me and even when a better rate came up, switched me without any fuss. The property I was buying even reduced in price which meant another application was submitted to complete the purchase. Throughout the entire process, she's kept me informed every step of the way and there hasn't been any need for me to chase or ask where we are because of not only how transparent she is, but her responsiveness is to you as a client. Thank you so much for helping me once again, if you're still in the business in the future, I won't hesitate to reach out to you again if you'll have me :)! Nigel Roberts2023-10-18Trustindex verifies that the original source of the review is Google. Excellent service received for both a new mortgage and a re-mortgage. The broker even intervened when the lender tried to introduce unreasonable conditions the day before completion, and hence ensured everything went through on time. Recommended. Mahmut a2023-07-07Trustindex verifies that the original source of the review is Google. I had a commercial mortgage with HLSA. Zakia was very helpful and responsive from start all the way to the end. She answered all our inquiries in time and chased the lender for us. I will definitely work with her again. Ismail ENIKYOVLIEV2023-07-05Trustindex verifies that the original source of the review is Google. It was an absolute pleasure working with Zakia to purchase our first home. Zakia is extremely knowledgable and professional and always answered our (many, many) questions clearly and quickly. Highly recommended! best Adviser Lyle Berends2023-06-21Trustindex verifies that the original source of the review is Google. Zakia and her wealth of knowledge have facilitated rapid growth of my investment portfolios. Her advice and ability to secure the best rates and deals has allowed me to move fast when deals arise and enabled me to offer with confidence, knowing that Zakia would be there around the clock to get things over the line for me. An example is my last transaction from point of mortgage application to now completion has been less than 3 weeks! I can’t recommend any IFA higher. Thank you for all your help over the years and I look forward to all the future transactions we have planned already. Lyle Berends Jessica Ferreira2023-06-20Trustindex verifies that the original source of the review is Google. Zakia has been absolutely fantastic from start to finish. She did all she could to ensure I had the best product and that everything suited my needs in the best way possible. I am super grateful for her assistance in getting me my mortgage and would recommend her to anyone! Michael Bradley2023-05-24Trustindex verifies that the original source of the review is Google. very efficient and very client focussed, it was a nice experience in what can be a stressful process.
Completing our form does not affect your credit rating
Speak To a Remortgage Expert HLSA Financial Services Today
Whatever your circumstances, we have access to a wide panel of products and are here to help secure finance suitable to your needs:
- Stress free remortgage experience
- Fixed rates available for stability of payment
- Marketing leading rates
- Bad Credit accepted
- Borrow up to 90% of your property’s value
Contact us today for more information about how we can help and get a free quote. Based in Basingstoke, we support clients across Fleet, Reading, Hook and the surrounding areas. We also offer online support across the UK.
What can I borrow
If you already have a mortgage, you will likely be eligible to remortgage. As with your initial mortgage, the borrowing amounts will depend on affordability criteria. This means the new Lender will take into account your income along with any credit commitments outstanding alongside the amount of mortgage you wish to take out.
The good news is that you will not need to worry about sizeable deposits because your house value will already take care of that for you. We will be able to advise you on how much a mortgage provider will be willing to lend you.
4 Steps To Arrange Your Remortgage
- Get in touch with us. Our remortgage property spcialists will ask you a few questions to see if we can secure a remortgage deal for you.
- We search the mortgage market and get you competitive rates.
- We make your remortgage application and sort out the paperwork (we will provide the Decision in Principle to you)
- Complete your remortgage process. Our advisors will be with you every step of the way and see things through to completion.
If you wish to get a free mortgage illustration/ no obligation quote, get in touch today for more information, either online, via telephone or even book an appointment face-to-face with one of our remortgage advisors and property experts. We’re based in Basingstoke, supporting clients across Fleet, Reading, Hook and the surrounding areas. We also offer online support across the UK.
