Bridging Finance

We can help you get from A to B

Five star mortgage advice
*Bridging finance is offered by referral to a third party.

*Completing our form does not affect your credit rating

Complete our quick online form for a FREE quote or call us on 01256 327019

*Completing our form does not affect your credit rating

For a FREE BRIDGING FINANCE QUOTE please complete our quick online form or call 01256 327019.

Who We Work With

We have the privilege to access an exhaustive panel of lenders including high street and specialist lenders. Our strong business relationships equip us to cater for all types of client requirements. Whilst servicing Fist Time Buyers, Home Mover’s and Remortgage clients we also cater for Government schemes like shared ownership, and specialist mortgages like adverse credit and Limited Company Buy to let’s.

How do Bridging loans work?​

Bridging finance is a short -term loan and best described as a temporary loan which gets you from A to B, until you can either clear the loan in full or secure a more permanent form of finance.

Whilst conventional loans, and bridging loans can both be used for the purchase of a property, they have different requirements and processes. Traditional loans have a longer-term repayment span of 15 to 30 years and quite often have a low-interest rate due to the long repayment period. Bridge loans, on the other hand can be processed much faster and have a higher interest rate because of the shorter term of between 6 to 12 months. In reality the speed of getting cash in your account is the main difference between the two.

  • Need a quick decision on a bridging finance loan?
  • Looking for a bridging finance loan of between £10K and £10Million?
  • Want to be sure you are getting some of the most competitive rates in the UK?
  • We arrange bridging loans for all purposes.

Please contact HLSA Financial Services, we are ready to help you.

Our Customer Reviews Speak For Themselves


Mahmut a
Mahmut a
2023-07-07
I had a commercial mortgage with HLSA. Zakia was very helpful and responsive from start all the way to the end. She answered all our inquiries in time and chased the lender for us. I will definitely work with her again.
Ismail ENIKYOVLIEV
Ismail ENIKYOVLIEV
2023-07-05
It was an absolute pleasure working with Zakia to purchase our first home. Zakia is extremely knowledgable and professional and always answered our (many, many) questions clearly and quickly. Highly recommended! best Adviser
Lyle Berends
Lyle Berends
2023-06-21
Zakia and her wealth of knowledge have facilitated rapid growth of my investment portfolios. Her advice and ability to secure the best rates and deals has allowed me to move fast when deals arise and enabled me to offer with confidence, knowing that Zakia would be there around the clock to get things over the line for me. An example is my last transaction from point of mortgage application to now completion has been less than 3 weeks! I can’t recommend any IFA higher. Thank you for all your help over the years and I look forward to all the future transactions we have planned already. Lyle Berends
Jessica Ferreira
Jessica Ferreira
2023-06-20
Zakia has been absolutely fantastic from start to finish. She did all she could to ensure I had the best product and that everything suited my needs in the best way possible. I am super grateful for her assistance in getting me my mortgage and would recommend her to anyone!
Michael Bradley
Michael Bradley
2023-05-24
very efficient and very client focussed, it was a nice experience in what can be a stressful process.
Asif Saleem
Asif Saleem
2023-05-19
Very professional service and there was clarity and continued support throughout the mortgage process. Definitely would recommend to family and friends as it was a 5 ⭐️ service & experience
Felix Olayinka
Felix Olayinka
2023-01-21
HSLA financial Services representative-Zakia was very helpful in my first time mortgage application....prompt reply to my correspondence, affordable charges, excellent service. I can't fault their service from start to collection of the key. Thanks Zakia.
Jock Hawkins
Jock Hawkins
2022-09-03
Zakia came very highly recommended to us and rightly so, at every step we were well informed and provided with top quality service. Zakia went above and beyond expectations, incredibly reassuring and some you can really trust. We have recommended and will continue to do so as the service received was excellent. If ever we buy another house, Zakia will be our first and only call for our next mortgage.
Mieke S
Mieke S
2022-06-24
Zakia Khalid has been amazing helping getting our property business of to a great start. Supporting us with no less than 6 mortgage applications and all completed in only 10 months. Always very professional and keeping us informed every step of the way. She has been an absolute pleasure to work with and would highly recommend her services.
Steve Curtis
Steve Curtis
2022-03-26
We thought we’d struggle to get a mortgage, but Zakia made it all possible, she did an amazing job getting us a mortgage at a brilliant rate, always keeping us informed. We will forever be grateful for her efforts in helping us get on the property ladder, we couldn’t recommend her enough. Absolutely brilliant!!!

*Completing our form does not affect your credit rating

Contact Us For A Free Bridging Quote

What can I use Bridging Finance for?

You can use bridging finance for short -term commercial purposes, as long as there is a clear exit in place, and you can satisfy the lenders appetite with your plans.

A lot of property developers use bridging loans to fund their projects. For example, a developer may own a site with planning permission to build an apartment block. A bridging loan for 3-6 months could help spread the costs and cover the funds to complete the work. The loan would be fully paid off at the end of the term either by the sale of the apartment block or individual apartments.

It is also very common for auction buyers to use bridging loans to assist with the purchase rather than using a conventional mortgage where the process is much lengthier. Auction deadlines are often very strict, and you would typically have up to 28 days to raise funds which makes bridging loans an ideal option in such circumstances.

When Lenders use the term ‘exit strategy’, they want to know how you are planning to either clear the bridging loan in full (with interest costs) or move it onto a more permanent type of finance like a mortgage.

Please contact HLSA Financial Services to secure the best finance solution for your needs.

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