Home Mover Mortgages

With you every step of the Way

Five star mortgage advice

*Completing our form does not affect your credit rating

Complete our quick online form for a FREE quote or call us on 01256 327019

*Completing our form does not affect your credit rating

For a FREE MORTGAGE QUOTE please complete our quick online form or call 01256 327019.

Who We Work With

We have the privilege to access an exhaustive panel of lenders including high street and specialist lenders. Our strong business relationships equip us to cater for all types of client requirements. Whilst servicing Fist Time Buyers, Home Mover’s and Remortgage clients we also cater for Government schemes like shared ownership, and specialist mortgages like adverse credit and Limited Company Buy to let’s.

Mortgages for Home Movers

Regardless of whether you’re downsizing or upscaling, moving home can be a busy and stressful time. With everything that’s going on, there’s one thing you don’t want to be worrying about – your mortgage. A home mover mortgage can be used to help you buy your new property.

At HLSA Financial Services, our experienced advisors are available to help walk you through the process of moving your mortgage to a new property. Whether you’re simply porting your current mortgage across, switching lenders after a change in circumstances, or applying for a new mortgage to cover the new property’s value, you can relax knowing that you’re in capable hands with our excellent service.

We’ve helped thousands of valued clients from all over the UK to move home quickly and easily using our expert advice. Your Mortgage advisor will listen to your current circumstances and help find the most suitable course of action for you to take. We handle all the paperwork and communications on your behalf.

4 Steps To Arrange Your Mortgage

Our Customer Reviews Speak For Themselves


Mahmut a
Mahmut a
2023-07-07
I had a commercial mortgage with HLSA. Zakia was very helpful and responsive from start all the way to the end. She answered all our inquiries in time and chased the lender for us. I will definitely work with her again.
Ismail ENIKYOVLIEV
Ismail ENIKYOVLIEV
2023-07-05
It was an absolute pleasure working with Zakia to purchase our first home. Zakia is extremely knowledgable and professional and always answered our (many, many) questions clearly and quickly. Highly recommended! best Adviser
Lyle Berends
Lyle Berends
2023-06-21
Zakia and her wealth of knowledge have facilitated rapid growth of my investment portfolios. Her advice and ability to secure the best rates and deals has allowed me to move fast when deals arise and enabled me to offer with confidence, knowing that Zakia would be there around the clock to get things over the line for me. An example is my last transaction from point of mortgage application to now completion has been less than 3 weeks! I can’t recommend any IFA higher. Thank you for all your help over the years and I look forward to all the future transactions we have planned already. Lyle Berends
Jessica Ferreira
Jessica Ferreira
2023-06-20
Zakia has been absolutely fantastic from start to finish. She did all she could to ensure I had the best product and that everything suited my needs in the best way possible. I am super grateful for her assistance in getting me my mortgage and would recommend her to anyone!
Michael Bradley
Michael Bradley
2023-05-24
very efficient and very client focussed, it was a nice experience in what can be a stressful process.
Asif Saleem
Asif Saleem
2023-05-19
Very professional service and there was clarity and continued support throughout the mortgage process. Definitely would recommend to family and friends as it was a 5 ⭐️ service & experience
Felix Olayinka
Felix Olayinka
2023-01-21
HSLA financial Services representative-Zakia was very helpful in my first time mortgage application....prompt reply to my correspondence, affordable charges, excellent service. I can't fault their service from start to collection of the key. Thanks Zakia.
Jock Hawkins
Jock Hawkins
2022-09-03
Zakia came very highly recommended to us and rightly so, at every step we were well informed and provided with top quality service. Zakia went above and beyond expectations, incredibly reassuring and some you can really trust. We have recommended and will continue to do so as the service received was excellent. If ever we buy another house, Zakia will be our first and only call for our next mortgage.
Mieke S
Mieke S
2022-06-24
Zakia Khalid has been amazing helping getting our property business of to a great start. Supporting us with no less than 6 mortgage applications and all completed in only 10 months. Always very professional and keeping us informed every step of the way. She has been an absolute pleasure to work with and would highly recommend her services.
Steve Curtis
Steve Curtis
2022-03-26
We thought we’d struggle to get a mortgage, but Zakia made it all possible, she did an amazing job getting us a mortgage at a brilliant rate, always keeping us informed. We will forever be grateful for her efforts in helping us get on the property ladder, we couldn’t recommend her enough. Absolutely brilliant!!!

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Home Mover Mortgages Explained

Home mover mortgages are designed for people looking to buy a new place to live in. You are probably wondering what happens if you already have a mortgage?  Well, there are usually two options to consider:

  • Porting: means transferring your current mortgage to your new house. A lot of mortgages are portable, but you still have to apply for the loan again. You may wish to borrow more to purchase the house in order to cover the costs.
  • Remortgaging: this is when you decide to take out a completely new mortgage for the house.  It can be done with your current lender (fees maybe applicable), or with a new lender, paying off the old mortgage by selling your current home.

The option you choose will make more sense depending on the situation. Porting is great if you are happy with your existing mortgage terms whilst mortgaging is an option if you are looking for a better deal.

Tips for Homemovers

  • Do your Research- get clued up on the home moving process before you begin.
  • Check the terms of your existing mortgage- find out if it’s possible to move your mortgage with you.
  • Save, save save- Saving as much as possible is important to cover the costs as well as the maximizing the size of the deposit. You will be able to access more and cheaper deals with a bigger deposit.
  • Budget – Be realistic about what you can afford to spend and ensure the intended mortgage is affordable. Make sure you budget for unlikely expenses in addition to the purchase price, along with other fees such as conveyancing and stamp duty.
  • Type of mortgage- When you consider what type of mortgage you want this time around, think ahead. A variable rate may appear cheaper than a fixed-rate mortgage today, but bear in mind interest rates can increase, and even a small rise can impact your monthly budget